Identity theft claims a new victim almost every 3 seconds. Knowing this should give us good reason to talk about it. So let?s go over some facts why we need identity theft protection more and more. The information age brings us many new ways for someone to steal our money, identity, homes, savings, and bank accounts which are the same as stealing our lives. The cost of recovering from a circumstance like this for an individual is very costly in time and money.
An innocent victim of identity theft uses between 3 to 5,840 hours of their life trying to put it back together again. An average $1,820 to $14,340 wages are lost to an unsuspected victim when dealing with their cases. The other expenses related to their case, they will spend $851 to $1,378 on expenses. Individual cases of identity theft impact business cost are 40% that tops over $15,000 in lost revenue.
Because of the tremendous growth of internet commerce and the broad band connection this has given hackers vast new opportunities to target their victims without a clue. Americans pay $263 million a year because of online theft. Recently named Crime of the Times, Identity Theft will affect 10 million Americans a year. The internet and online access if not a big part now will be a big part American life. We work and have businesses, perform family household business, purchase, and self financial statements, address changes with the U.S. postal service. As our lives become more digital and we enter into the world of commerce, our vulnerability grows. High Tech criminals use the same system that encourages the easy flow of information and commerce, and they come up with countless opportunities to steal from the innocent. Earlier this year U.S.Treasury advisor Valerie McNiven made a claim that cybercrime has become more profitable industry than illegal drug trafficking.
- Computer and internet fraud
- Credit card fraud
- Insurance fraud
- Tax evasion
- Antitrust violations
- Bribery
- Money laundering
- Embezzlement
- Counterfeiting
- And more?
At a crime scene, an accelerant such as gasoline or an explosive device will often be apparent. Many times it is difficult to link the crime to a particular offender because so much of the physical evidence is destroyed.
White collar offenders are not limited to individuals. Corporations, companies, and other organizations can also commit white collar crimes. Many high profile examples of white collar crime involve large companies. The Enron scandal, for example, was a white collar crime that gained widespread national and international attention. The fraud committed by company executives also negatively affected the lives of countless Enron employees, many of whom found their life savings suddenly taken away from them. It clear that an accusation of white collar crime, despite the innocuous terminology, is not one to be taken lightly.
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