2012/12/19 by editor
Many people view the beginning of a new year as a clean slate, a fresh start, and a time to make resolutions for the year ahead. I?m a huge proponent of making resolutions whenever the urge strikes you, but I?m certainly not knocking those who pick January 1st as a start date. I read a survey yesterday that showed financial and money resolutions were the third most popular resolutions made in 2012, after weight loss and getting organized. I think financial goals are great because usually, even if you?re rocking in one area, there are still other areas to improve upon. You can improve upon money management skills, resolve to keep a budget, build up a savings account, add to your 401K, decide to help your kids become little financial wizards, and tons more. Donna Fuscaldo of Fox Business came out with a great article recently called ?Financials Goals Every Consumer Should Make,? which I think is worth a read by all? especially those of you who are planning some sort of finance-related New Year?s resolution:
?The start of a new year provides a fresh chance to get your finances in order, create a budget and increase your savings.
?A lot of people are thinking about the national deficit and unemployment,? says certified financial planner Dan Keady, director of financial planning at TIAA-CREF. ?People need to take those concepts to a personal level and have a New Year?s resolution to take control.? ?
Click here to read Fuscaldo?s suggestions on the best financial goals for consumers one and all.
Fuscaldo makes a good point by encouraging consumers to track their net value over the course of time to look for trends, and use the results as motivation to fix the things that could use some improvement. At the very least, creating and sticking to a budget and making a solid effort to increase savings simultaneously is a great start for those who know that they want to improve their personal financial situation, but aren?t quite sure where to start. Hint: start with Fuscaldo?s article, pen and pencil in one hand? and calculator in the other.
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Source: http://roadfish.com/2012/12/19/new-years-resolution-idea-personal-finance/
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